The current rating for the City of Munford and the Town of Atoka is a Class 5 as determined by the Insurance Services Organization (ISO). This translates to a 37% savings in homeowners insurance as compared to a Department with a Class 10 rating.

For example, if a home owner built a house in a county with no fire protection and paid secured a Home Owner’s Insurance Policy for $1.00, the home owner could build the same house inside the Corporate Limits of Munford or Atoka and pay only $0.63. If that same home owner built in the county area, he would pay $0.93.

Each insurance company has different policy charges. It is recommended that every home owner check with his individual insurance company on their costs and comparisons with other companies.